Can a Young Male Driver Actually Find Cheap Car Insurance Rates? We Find Out

We get a lot of requests on how to find low-cost automobile insurance, and nearly equally as many questions associated to finding less expensive automobile insurance for men – mainly young, single males.

Instead of simply going on and on about why it’s so challenging to find cheaper automobile insurance plan when you are a youthful guy, we set out to find the quality rates for a hypothetical scenario (i.e. the young male) and exhibit you no longer solely how we did it – but where you can too.

In order to get a excellent candidate, yet, no longer the backside of the high threat barrel we used a few of the key factors that insurance corporations use to examine chance and came up with a less than ideal, however no longer the most excessive risk male.

The Car Insurance Quote Process
First, we need a vicinity on line to get a few free insurance plan fees that’s no longer solely quick, but competitive. Our personal favorite is Quoteserv. Now that we’ve got located our region to get car insurance plan insurance rates from a few special insurance plan companies, it’s time to start filling out the application.

Male: 24 Marital Status: Single Location: (Manhattan) New York City, New York (yes, we know this is an costly city to live, drive and insure a automobile in) ZIP: 10008 Date of Birth: 6/23/83
Vehicle: 2006 Audi A4 2.0T Quattro Rent or Own: Rent Vehicle Primary Use: To and From Work Vehicle Ownership: Leased Annual Mileage: 12,000 Highest Level of Education: Associates Occupation: Real Estate Sales Years With Current Employer: 2 First Licensed: 16
Total Number of Drivers In Household: 2 Number of Claims of Accidents in the ultimate 5 years: zero Number of Violations in last 7 years: 2 (both violations have been dashing tickets 6 – 9 mph over the restriction taking place inside 1 year of each other) Has your license been revoked in the remaining 5 years: NO Had to file SR-22: NO
Have you carried out an accepted accident prevention, driver improvement or shielding riding route in the last three years: No
Current Coverage Info: This driver has been with the equal insurance plan business enterprise for about 2 years, and has been consistently insured for over 5 years, or greater specifically in view that he was 16.
Desired Insurance Coverage Bodily Injury: $100,000/300,000 w/Uninsured $25,000/$50,000 Personal Injury Protection (PIP): $0 deductible Comprehensive Coverage: $500 deductible Collision Coverage: $500 deductible No more alternatives together with towing, condominium or roadside assistance.
Getting The Car Insurance Quote
Drumroll…ok, let’s end the drum. These rates are very expensive, however preserve in idea that the costs given are aggressive prices for a excessive danger driver living in an extremely densely populated area in one of the largest metropolitan cities in the U.S. With that being said, on to the quotes in order of lowest to highest.
Unitrin Direct: $2,009.00/6 month top class or $334.83/mo
AIG Auto Insurance: $2,374.37/6 month top rate or $395.73/mo
Liberty Mutual: $6,284.00/6 month top class or $523.67/mo
The Hartford: $3,839.00/6 month top rate or $639.83/mo
Auto Insurance Quote in Summary
Ok, so we did not exactly find rock backside automobile insurance costs for a single guy with 2 dashing tickets renting an rental with an expensive automobile in Manhattan, but, we did not favor to make this an example of an best low threat driver in a low chance city. In all possibility you will see quotes of about 1/3 of these. The satisfactory aspect you can do is get as many costs as possible, and organizations like Quoteserv make it very easy to get aggressive car insurance plan rates rapidly online.

Leave a Reply