Unusual Insurance Claims And Policies

I’ve said it before, and I’ll say it once more – working in discount tour insurance you hear of some incredibly bizarre policies and claims being made. But of course, journey insurance plan is just scratching the very surface, and in reality different areas of insurance have even more extraordinary insurance plan insurance policies – and sometimes it is the companies and no longer the customers with the odd decisions!

Football Fever

At the closing world cup, passions ran high, and weird insurance plan insurance policies followed them. Dutch insurance plan agency SEZ ran a policy presenting organizations in the Netherlands safety in opposition to workforce ‘pulling sickies’ on the days surrounding massive matches for the country wide team. The firm would pay out for the first two days of sickness, if any worker was once absent from work on the days surrounding Holland’s large matches.

But it wasn’t simply abroad that World Cup fever dominated the peculiar insurance policies. On these shores, Paul Hucker of Ipswich took out an problematic œ1,000,000 insurance plan policy in opposition to England going out of the opposition early. British Insurance supplied the œ105 policy, which would pay out a seven digit sum if England had been knocked out in the first round, if 5 sports activities commentators believed the exit was untimely and if Mr Hucker could provide scientific evidence indicating severe mental trauma! In the end, Mr Hucker was left disillusioned – both with England and with the strange insurance plan policy after they went out to Portugal in the quarter finals.

Quirky Car Insurance

Car insurance policies convey up their share of bizarre insurance scenarios too. For example, in Denmark, the Danish Automobile Association has two schemes to guard drivers from fines – the speeding insurance, which will cover drivers for up to four offences, of a whole of œ900 (œ90 per year) or parking ticket insurance, which covers 4 tickets or œ182 worth of fines for œ36 per year. Unsurprisingly, the Danish Council for Traffic Security is less comfortable about these ordinary insurance policies, believing it’s going to make fines less of a deterrent for some reason.

There some heart-warming situations behind the cynicism even though – in Belgium, a vehicle insurance plan top class has given one of its clients a heavily decreased fee thanks to 80 years of accident free driving! 100 year ancient Cyriel Delacauw nonetheless drives every day and plans to proceed for some other 10 years yet – even though never above 25mph!

The Winner, by means of a Nose

Lloyds of London made a weird insurance plan coverage specially for the nostril – valuing it at œ3,900,000! Not everyone’s nostril is worth that a lot though, this uncommon insurance plan bundle was particularly designed for wine maker Ilja Gort of Bordeaux’s Chateau de la Garde, and covers him in opposition to loss of both his nose and his sense of smell. He described his nose as “his most vital asset”, pointing out that the tongue solely has fiver areas of taste, in contrast to the nose which can pick up thousands and thousands of special scents.

Sex Costs Insurance Companies Dear!

Not so a lot an unusual insurance plan policy, as an interesting stat. According to a ballot commissioned by means of Ann Summers, the British purpose œ350,000,000 really worth of harm via energetic sex per year! How does this relate to insurance? Well, who do you suppose foots the bill for the 10% courageous ample to make atypical insurance plan claims after breaking items?

As well as damage to items, like lamps, cases, beds and pulled down curtains, 41% of humans suffered carpet burns, 33% pulled their backs and 12% twisted their ankles or wrist. Most eye wateringly of all, tenth in the listing of intercourse accidents used to be damaged bones… the mind boggles!

When Absent Mindedness Costs You œ180,000

We’ve all been in a situation where we’ve got forgotten to take some thing with us when we depart it somewhere, however you’ll have thinking with an item really worth œ180,000 you’d be a little more careful! Not so, Robert Napier of Wiltshire, who final month managed to go away a seventeenth century violin on the train lower back from London – the place he’d just had a valuation of the antique!

Insurance employer Allianz have provided a œ10,000 reward for the safe return of the item – which, after a thorough search of the carriage was once declared missing at the subsequent stop.

…And this is the stuff simply appears in the news. Imagine the peculiar insurance plan packages that do not make the headlines!

Patrick Chong is the Managing Director of Journey’s Travel. Their industrial tour insurance website, Insuremore, provides discount travel insurance plan packages for families, singles, youngsters and skiers with free cowl against acts of terrorism and a speedy and handy on line claims feature.

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