5 Countries Where You Must Have Travel Insurance

Many human beings are nevertheless tempted to scrimp on travel insurance, mainly with brief trips or visits to “safe” destinations. But with less costly journey insurance plan now so broadly and without problems available, there is honestly no excuse to tour uninsured, particularly given how frequent insurance claims are for positive destinations. Here are five countries that have some of the best numbers of insurance claims…and the one united states that has the least!


Thailand is one of the most famous holiday destinations for travelers from the UK, but it is also the locations that is most possibly to see site visitors making a claim on their tour insurance. Unlike the different countries on this list, no single reason in unique dominates Thailand tour insurance plan claims, which blanketed a large number of claims for theft, illness, visitors accidents and lost items. Just what it is about Thailand that makes it such a common place to claim on insurance plan isn’t always known, but any tourist to this u . s . must make sure they take out some right travel insurance.


“Only mad dogs and Englishmen go out in the midday sun” is how the ancient pronouncing goes, and UK residents are famed for overindulging in the solar when visiting abroad. Few human beings would suppose that sunburn is well worth claiming for on your journey insurance, but severe sunburn and sunstroke are no laughing matter, and can significantly have an effect on your health. Mexico has the best possible wide variety of travel insurance claims for overexposure to the sun, so make certain that you pack both a high aspect sun cream and your travel insurance plan policy for any day trip to Mexico!

Czech Republic

The Czech Republic is one of many Eastern European countries that draws many travellers with a combination of good-looking structure and very cheap beer. But traffic be careful of overindulging in the latter, as the Czech Republic sees the best possible number of tour insurance claims for pick out pocketing. So hold your wallet out of sight and go easy on the Staropramen!

South Africa

South Africa has executed massive recognition as a vacation vacation spot in recent years, with safaris, shark diving and visits to Cape Town all frequent elements of vacation trips in South Africa. Unfortunately, South Africa also has the most travel insurance plan claims for muggings and armed robbery, so site visitors there ought to be careful. Luckily, most muggings are non violent, so in the unlikely match that you are mugged, it mustn’t price you any extra than the time it takes to fill out a tour insurance plan claim.

Caribbean Islands

Idyllic and beautiful they may additionally be, however the Caribbean Islands characteristic one unique danger – insect bites. While most insect bites will solely be a minor inconvenience, allergic reactions or infected accidents can require professional clinical attention, and nothing runs up a invoice like uninsured clinical costs abroad. Insect bites can also appear like nothing to fear about, but any vacationer to the Caribbean should make sure they have properly journey insurance plan in case something goes wrong.

Every cloud has a silver lining, and if the concept of robbery in South Africa or pickpockets in the Czech Republic grows too much, you ought to usually consider a trip to Ireland, which has the smallest range of travel insurance claims from visitors who go there. But no remember the place you are going you must still get some basic, cheap tour insurance plan at the very least. After all, anyplace you are travelling, there is constantly the risk of your bags going AWOL at the airport – in particular if you are traveling thru Heathrow Terminal 5!

Leave a Reply